The Philippine government's Pag-IBIG Fund reported that it released housing loans amounting to P140.54 billion in 2025, an 8% increase from the P129.73 billion released in 2024. This initiative aligns with President Ferdinand Marcos Jr.'s directive to expand access to quality and affordable housing, especially for minimum wage earners and middle-income members. The fund highlighted that 7,056 socialized housing units under the Expanded 4PH program, valued at P7.63 billion, were financed at a subsidized 3% interest rate. Additionally, 4,811 housing units worth P6.2 billion were financed under a 4.5% promotional rate for loans of up to P1.8 million. "We will build on these gains in 2026 by working even more closely with our shelter partners to speed up loan releases and help more Filipino families move into their own homes," said Pag-IBIG Fund CEO Marilene C. Acosta. For members looking to improve their current homes, the fund offers the Pag-IBIG Home Improvement Loan, allowing qualified members to borrow up to P300,000 for repairs or upgrades, payable within five years.
